Holiday Insurance
A
self-drive holiday is all about you being in control of your own holiday
arrangements. To ensure you have
protection against many of the incidents that can occur, all passengers
should take out travel insurance.
Venue Holidays can provide both travel and car
breakdown insurance, with travel insurance for a 17 day family package
costing £59.
Brief outlines of the cover
are set out below and the terms, conditions and exclusions will be shown in
the Insurance Policy Document issued upon payment of the appropriate
premium. If you require further details prior to booking, please contact us.
We require the full payment for all insurances at the time of booking.
Venue Holidays is an
Appointed Representative of ITC Compliance Limited which is authorised and
regulated by the Financial Services Authority (FSA) We offer holiday insurance arranged by Crispin Speers & Partners Limited, provided by
U K Underwriting Limited on behalf of AXA Insurance UK plc. Crispin Speers
and Partners Ltd, UK Underwriting Ltd and AXA Insurance UK plc are
authorised and regulated by the Financial Services Authority. This can be
checked on the FSA’s register by visiting the FSA website at www.fsa.gov.uk/register
or by contacting them on 0845 6061234.
Travel
Insurance (Figures below represent maximum cover)
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Personal Accident
Medical Expenses
Hospital Benefit
Cancellation & Curtailment
Personal Baggage
* Single article limit
* Jewellery & Valuables
Personal Money/Documents
* Cash Limit |
£15,000
£5,000,000
£500
£2000
£2,000
£250
£250
£350
£150 |
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Delayed Baggage
Personal Liability
Travel Delay £20
per 12 hours
Abandonment
Missed Departure
Legal Expenses
Petcare
Additional Expenses
Additional Accommodation |
£100
£2,000,000
£100
£2000
£1,000
£10,000
£500
£200
£100 |
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Continental Vehicle Breakdown
(Figures below represent maximum cover)
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Immobilisation or theft
of vehicle prior to travel
Roadside Assistance
Vehicle Repatriation
Loss of Vehicle Use
Car Hire
Additional Accommodation
(£45 per day) |
up to £1000
as per policy wording
as per policy wording
£1,000
£1,000
£225 |
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Provision of Chauffeur
Provision of
Spare Parts
Local Storage of Vehicle
Legal Defence
Advance of Funds
Forced Entry
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as per policy wording
as per policy wording
£100
£10,000
£4,000
£100
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All premiums include insurance premium tax
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Super Family Deal |
Family Extra Deal |
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Duration up to |
Adult |
Child
4-17 years |
Car
(under 10 years) |
Trailer |
2 adults
and up to
4 children |
Car (under 10 years)
+ 2 adults and up
to 4 children |
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10
days |
£20 |
£10 |
£35 |
£15 |
£49 |
£79 |
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17
days |
£24 |
£12 |
£42 |
£15 |
£59 |
£89 |
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31
days |
£29 |
£15 |
£49 |
£15 |
£69 |
£99 |
Premiums should be calculated from the persons age on the day of departure.
For persons aged 65 to 74 the premium is double the above rates.
No cover is available for persons over 74.
Children under 4 years are free.
For cars 10-14 years old add £ 40
No cover is available for cars over 14 years.
Before you purchase these
insurances we are required to bring to your attention a number of important
aspects concerning the travel and breakdown insurance featured on this
website and in the 2009 travel guide included in our 2009-brochure.
DEMANDS AND NEEDS
Travel Insurance
This travel insurance policy will suit the Demands and Needs of an
individual, or group (where applicable) who have no excluded pre-existing
medical conditions, are travelling to countries included within the policy
terms and who wish to insure themselves against the unforeseen
circumstances/events detailed in this policy booklet.
Subject to terms and conditions and maximum specified claim limits.
Motor Breakdown
This insurance will suit the Demands and Needs of an individual wishing to
insure themselves against unforeseen costs following the breakdown of a
vehicle.
Subject to terms, conditions and maximum
specified claim limit
IMPORTANT - This policy will have been
sold to you on a non-advised basis and it is therefore for you to read this
information carefully (paying particular attention to the terms and
conditions and exclusions) and ensure that it meets all of your
requirements. You may already possess alternative insurance(s) for some or
all of the features and benefits provided by this product; it is your
responsibility to investigate this. If upon reading this policy you find it
does not meet all of your requirements, please refer to the relevant cooling
off/policy cancellation section.
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Evidence of Insurance
This contains the full details of what is and is not covered. Please
read it carefully to ensure you understand the cover provided. On
request a specimen copy can be made available prior to purchase.
Conditions, Exclusions and
Warranties
These limit or restrict the cover provided. Some apply to all
sections of the insurance whilst others only apply to specific
sections.
Claims for Baggage and Personal
Effects
This insurance does not provide cover on a 'new for old' basis,
which means that deductions for age and wear and tear will be made
where appropriate.
Sums Insured or Limits
All sections of the insurance have a limit on the amount the Insurer
will pay. Some sections have internal limits such as the amount the
Insurer will pay for any one item or the total amount for all
valuables (including photographic equipment).
Excesses
Under most sections of the insurance, claims will be subject to an
excess of £50. This means that you will be responsible for paying
part of the claim.
Reasonable Care
You are required to take all, reasonable care of yourself and your
property and to act at all times as though you are not insured.
High Risk Activities
The insurance may not cover you when you take part in certain
activities where there is a high risk of injury. You must check that
the insurance covers your requirements.
Complaints
The insurance contains a procedure, which you should follow if you
wish to make a complaint.
Jurisdiction
The insurance will be subject to English law unless otherwise
stated. |
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"Cooling Off Period"
If the insurance does not meet with your requirements you may return
the documentation within 14 days of purchase or prior to travel if
this is sooner, and, provided that no claim has been made, obtain a
refund.
Pre Existing Medical Conditions
Please note that this insurance contains certain exclusions relating
to existing health conditions that affect you, your travelling
companions or anyone else upon whom your travel plans depend.
This insurance excludes any claim
arising directly or indirectly from your failure to seek medical
advice on the advisability of undertaking the trip when you, your
travelling companions or anyone else upon whom your travel plans may
depend has received in-patient hospital treatment during the 12
months prior to effecting this insurance.
Please note that there is no cover, if
at the time of effecting this insurance you, your travelling
companions or anyone upon whom your travel plans depend:
i) is on a waiting list for in-patient
treatment in a hospital or awaiting results of tests and/or medical
investigations
ii) is travelling against the advice of a medical practitioner or
for the purpose of obtaining treatment abroad
iii) has received a terminal prognosis
If
you have any doubts concerning the cover provided please contact the
insurance brokers who are:
Crispin Speers and Partners Limited
St
Clare House
30-33
Minories
London
EC3N
1PE
Tel:
0207 977 5700
Fax:
0207 702 927 |
